TISCO Financial Group Public Company (TISCO) Q2 2025 earnings summary

Executive summary

• Interim consolidated and separate financial statements reviewed for the three- and six-month periods ended 30 June 2025, with no material misstatements identified by the auditor.

• The group operates as a financial holding company with commercial banking, securities, asset management, and support business segments.

Financial highlights

• Consolidated net profit for Q2 2025 was THB 1,643.6 million, down from THB 1,753.1 million in Q2 2024; for H1 2025, net profit was THB 3,287.1 million, down from THB 3,486.3 million in H1 2024.

• Total consolidated assets as of 30 June 2025 were THB 285,085.9 million, up from THB 281,876.9 million at year-end 2024.

• Net interest income for H1 2025 was THB 6,656.9 million, slightly down year-over-year.

• Net fee and service income for H1 2025 was THB 2,366.7 million, marginally lower than H1 2024.

• Basic earnings per share for H1 2025 was THB 4.11, compared to THB 4.35 in H1 2024.

Outlook and guidance

• No explicit forward-looking guidance provided; management continues to focus on capital adequacy and prudent risk management.