Xgd (300130) Q2 2025 earnings summary

Executive summary

• Achieved revenue of ¥1.53 billion, down 3.17% year-over-year; net profit attributable to shareholders was ¥275 million, down 38.61% year-over-year, mainly due to lower income and gross margin in acquiring and value-added services, and increased investment in cross-border payment and AI innovation.

• Domestic acquiring business remained stable, overseas payment hardware sales grew, and cross-border payment platform PayKKa saw rapid growth in transaction volume.

• Significant investment in R&D and global expansion, with continued focus on AI and digital transformation.

Financial highlights

• Revenue: ¥1,527,175,357.11, down 3.17% year-over-year.

• Net profit attributable to shareholders: ¥275,485,967.06, down 38.61% year-over-year.

• Net profit excluding non-recurring items: ¥242,849,025.25, down 38.90% year-over-year.

• Operating cash flow: ¥138,434,049.29, down 46.46% year-over-year.

• Basic EPS: ¥0.49, down 39.51% year-over-year.

• Total assets: ¥6,110,409,933.89, up 7.37% from year-end.

• Net assets: ¥4,363,146,340.38, up 3.95% from year-end.

• Non-recurring profit: ¥32,636,941.81, mainly from government subsidies, investment income, and compensation.

Outlook and guidance

• Will continue to invest in cross-border payment, AI, and digital transformation.

• Focus on global expansion, product innovation, and enhancing SaaS and value-added services for merchants.

• Plans to maintain stable domestic acquiring business and accelerate overseas market growth.