Xgd (300130) investor relations material

Executive summary

• Achieved revenue of ¥1.94 billion in H1 2026, up 26.90% year-over-year, driven by growth in domestic acquiring and electronic payment device businesses.

• Net profit attributable to shareholders was ¥271 million, down 1.64% year-over-year, mainly due to higher upstream material costs and exchange losses.

• Domestic acquiring transaction volume grew 24.32% year-over-year to ¥897.3 billion; cross-border payment transaction volume exceeded ¥3.6 billion.

• Electronic payment device business revenue rose 38.74% year-over-year, with strong overseas market performance.

Financial highlights

• Operating income: ¥1.94 billion, up 26.90% year-over-year.

• Net profit attributable to shareholders: ¥271 million, down 1.64% year-over-year.

• Net profit excluding non-recurring items: ¥254 million, up 4.74% year-over-year.

• Operating cash flow: -¥124.6 million, down 190.01% year-over-year due to increased inventory procurement.

• Total assets at period end: ¥6.41 billion, up 4.20% from year-end 2025.

• Net assets attributable to shareholders: ¥4.52 billion, up 2.68% from year-end 2025.

• Basic and diluted EPS: ¥0.48, down 2.04% year-over-year.

Outlook and guidance

• Will continue to focus on payment technology, expand global payment network, and accelerate AI-driven digitalization.

• Plans to further strengthen overseas business and product innovation, with emphasis on compliance and risk management.