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Xgd (300130) investor relations material
Xgd Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
9M 2026 revenue reached RMB 2.856bn, up 21.87% YoY, driven by domestic acquiring and electronic payment devices; attributable net profit was RMB 394.6m, down 3.18%.
Q3 revenue was RMB 918.0m, up 12.47% YoY; attributable net profit was RMB 123.6m, down 6.39%.
Financial highlights
9M adjusted net profit, excluding non-recurring items, was RMB 366.2m, up 0.56% YoY; reported attributable net profit declined 3.18%.
9M operating cash flow was negative RMB 45.1m versus positive RMB 58.7m a year earlier, mainly due to higher payments for goods, services and labor.
Total assets rose 8.99% from year-end 2025 to RMB 6.699bn; attributable shareholders’ equity increased 2.55% to RMB 4.515bn.
Segment performance
Domestic acquiring transaction volume was ~RMB 1.35tn in 9M, up more than 24% YoY.
Electronic payment device revenue grew ~29% YoY as overseas expansion progressed and key markets performed well.
Cross-border payments and global acquiring transaction volume exceeded RMB 6.6bn in 9M, supported by multi-currency accounts, acquiring channels and expanded supported use cases.
- Revenue up 26.90% year-over-year, net profit down 1.64%, global expansion and AI innovation ongoing.300130
Q2 2026 - Revenue up 23.61% but net profit down 31.81% year-over-year amid margin and forex pressures.300130
Q1 2026 - 2025 net profit doubled to ¥468.8 million on stable revenue and strong overseas growth.300130
Q4 2025 - Net profit fell 69% on lower acquiring volume and one-time losses, but gross margin improved.300130
Q4 2024 - Q3 net profit jumped 187.18% year-over-year as the company advances its Hong Kong listing.300130
Q3 2025 - Net profit dropped 38.61% year-over-year as investment in cross-border and AI innovation increased.300130
Q2 2025 - Revenue and profit fell in Q1 2025 as major AI investment and cash outflows reshaped finances.300130
Q1 2025
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