Yamaguchi Financial Group (8418) Q2 2025 earnings summary

Executive summary

• Ordinary income rose 19.4% year-over-year to ¥106,807 million for the six months ended September 30, 2024.

• Ordinary profit increased 23.7% year-over-year to ¥24,667 million.

• Profit attributable to owners of parent grew 19.2% year-over-year to ¥16,172 million.

• Comprehensive income turned negative at ¥(2,244) million, compared to ¥13,232 million in the prior year period.

Financial highlights

• Basic earnings per share rose to ¥74.95 from ¥60.81 year-over-year.

• Total assets increased to ¥12,826,825 million as of September 30, 2024, up from ¥12,548,539 million as of March 31, 2024.

• Net assets decreased to ¥644,260 million from ¥655,736 million at the previous fiscal year-end.

• Capital adequacy ratio declined to 5.0% from 5.2% as of March 31, 2024.

• Interim dividend of ¥30.00 per share declared, with full-year forecast at ¥60.00 per share.

Outlook and guidance

• Full-year ordinary profit forecast at ¥47,500 million, up 27.4% year-over-year.

• Profit attributable to owners of parent projected at ¥33,000 million, up 30.9% year-over-year.

• Basic earnings per share for the full year forecasted at ¥153.44.