Yamaguchi Financial Group (8418) Q4 2026 earnings summary

Executive summary

• Ordinary income rose 22.7% year-over-year to ¥261,941 million, while ordinary profit declined 14.1% to ¥45,026 million.

• Profit attributable to owners of parent decreased 6.6% year-over-year to ¥33,008 million.

• Comprehensive income rebounded to ¥74,484 million from a loss of ¥12,351 million the previous year.

Financial highlights

• Net assets increased to ¥670,231 million, with a capital adequacy ratio of 5.1%.

• Total assets grew to ¥13,180,464 million as of March 31, 2026.

• Cash flows from operating activities were negative at ¥(245,099) million, while investing activities generated ¥92,860 million.

• Cash and cash equivalents at period end were ¥1,647,908 million.

Outlook and guidance

• For the fiscal year ending March 31, 2027, ordinary profit is forecast to rise 49.9% to ¥67,500 million, and profit attributable to owners of parent is expected to increase 36.3% to ¥45,000 million.

• Dividend per share is projected to increase to ¥96.00 for FY2027.