Terms of service

Our Terms of Service govern the use of our Service. We have separate versions depending on whether you are a business or a consumer.

For your convenience, we have summarized the main terms below. However, to fully understand your rights and obligations – especially if you are a consumer – we strongly recommend reading the Terms of Service in their entirety before using the Service.

• Binding contract. The Terms of Service constitute the contract that applies to your use of the Service. By using the Service, you agree to be bound by them. If you register on behalf of a business, the contract is between Quartr and your organization. If you are a consumer, the contract is between you and Quartr.

• User account. To access the Service, you need a user account and one of our tools (e.g., our mobile app). You are responsible for your own internet connection and data usage.

• Subscription. Our mobile app is free of charge, while our web app requires a paid subscription. Subscriptions are recurring, meaning they renew automatically for a new period unless cancelled in accordance with these Terms. The fee is invoiced in advance.

• Updates. We continuously update the Service to provide the best possible experience. This may involve adding or removing features, and you agree to these updates.

• Availability. We strive to keep the Service available at all times. However, technical issues or maintenance may cause downtime. We always work to restore the Service as quickly as possible.

• Conditions for use. The Service may only be used for lawful purposes. If you abuse the Service, we reserve the right to take legal action, including blocking or limiting your access.

• No investment advice. No content provided through the Service constitutes investment advice. You should make your own investment decisions or seek advice from a professional financial advisor.

• Ownership. We and our licensors own the Service; these rights are not transferred to you. You (or your organization) retain the rights to any content you upload, but you grant us a legal right to use that content to provide the Service.

• License. You are granted a limited, non-exclusive right to access and use the Service as long as you comply with the Terms.

• Data protection (GDPR). We are responsible for the personal data of our users. Please see our Privacy Policy for details. However, if you represent a business and upload personal data into the Service, we act as a processor, and our Data Processing Addendum (DPA) applies.

• Term. The Terms apply as long as you use the Service or maintain an active subscription.

• Withdrawal right. Consumers generally have a statutory withdrawal right. However, if you purchase a subscription for our web app, you receive immediate access, which means you acknowledge that the withdrawal right does not apply.

• Cancellation. You can stop using the free mobile app at any time by deleting your account. If you have a paid subscription for the web app, you must cancel it in accordance with the Terms of Service to stop the recurring billing.

• Changes to the terms. We may update the Terms to reflect changes in our Service or offerings. The latest version is always available on this page.

• Liability. Our legal liability is limited in certain ways and to specific amounts, as detailed in the full Terms.

• Governing law. Swedish law applies. Any disputes shall be resolved by Swedish general courts. Consumers may also use alternative dispute resolution bodies, such as the Swedish National Board for Consumer Disputes (ARN).

Terms and conditions related to the consumer version, private use, of Quartr Mobile App.