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Affle 3i (AFFLE) investor relations material
Affle 3i Q2 25/26 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved record quarterly revenue, EBITDA, and PAT in Q2 FY26, with 19.1% YoY revenue growth and 28.9% YoY EBITDA growth, driven by broad-based demand, AI-led solutions, and early festive season in India.
Sixth consecutive quarter of margin expansion and 10th consecutive quarter of sequential top-line and EBITDA growth.
Expanded global reach, with 73.9% of revenue from India & Emerging Markets and 26.1% from Developed Markets in Q2 FY26.
Maintained a verticalized focus on high-growth categories such as e-commerce, fintech, gaming, and healthtech.
Board approved unaudited standalone and consolidated financial results for Q2 and H1 ended September 30, 2025.
Financial highlights
Q2 FY26 consolidated revenue: INR 6,467.18 million (19.1% YoY growth); H1 FY26 revenue: INR 12,675 million.
Q2 FY26 EBITDA: INR 1,461 million (28.9% YoY growth), margin at 22.6%; PAT: INR 1,105 million (20.1% YoY growth), PAT margin 16.5%.
H1 FY26 EBITDA: INR 2,858 million (31.2% YoY growth); H1 FY26 PAT: INR 2,160.13 million.
CPCU business delivered 109 million conversions at INR 58 CPCU rate, generating INR 6,319 million in revenue.
Operating cash flows for H1 FY26 reached INR 4,260 million, reflecting robust cash generation.
Outlook and guidance
Confident of maintaining medium-term 20%+ revenue growth, despite near-term headwinds from RMG in India and tariff uncertainties in the US.
Management targets decadal 10x growth, leveraging AI-driven innovation and expanding platform capabilities.
Early festive season in India and robust Q3 pipeline expected to support continued growth.
Margin levels expected to be sustainable in the medium term due to operational efficiencies and disciplined cost management.
Continued focus on consumer platform segment and international expansion.
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