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America’s Car-Mart
America’s Car-Mart (CRMT) investor relations material
America’s Car-Mart Registration Filing summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Registration Filing summary9 Jan, 2026
Company overview and business model
Operates as one of the largest publicly held automotive retailers in the U.S., focused on the integrated auto sales and finance segment of the used car market.
Sells older model used vehicles and provides financing to customers with limited credit histories or past credit difficulties.
As of October 31, 2025, operated 154 dealerships, primarily in small cities in the South-Central U.S.; recently closed five locations for footprint optimization.
Focuses on improving vehicle quality and inventory procurement efficiencies to enhance customer experience and gross margins.
Financial performance and metrics
Entered into a $300 million senior secured term loan facility on October 30, 2025, to support operations and capital structure.
As of December 3, 2025, had 8,294,807 shares of common stock outstanding.
Use of proceeds and capital allocation
Will not receive any proceeds from the resale of warrant shares by selling stockholders; all offering expenses paid by the company, with selling stockholders bearing their own transaction costs.
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Next America’s Car-Mart earnings date
Q3 20265 Mar, 2026
America’s Car-Mart
Next America’s Car-Mart earnings date
Q3 20265 Mar, 2026
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Leroy DaleyApp Store
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Eferix Drawings Google Play
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Frequently asked questions
America’s Car-Mart, Inc. engages in the sale of used automobiles and financing of purchased vehicles to customers unable to secure financing from traditional lending sources. In addition to providing guaranteed auto financing for the entire amount financed, it also offers service plans to its customers for a minimal charge.
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