)
Visual24 Oct 2025
The rise of Alphabet
Auburn National Bancorporation (AUBN) investor relations material
Auburn National Bancorporation Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary23 Oct, 2025
Executive summary
Net earnings for Q3 2025 were $2.2 million ($0.64 per share), up from $1.7 million ($0.50 per share) in Q3 2024 and $1.8 million ($0.52 per share) in Q2 2025.
Return on assets (annualized) improved to 0.89% from 0.71% in Q3 2024; return on equity rose to 10.65% from 9.10% year-over-year.
Digital initiatives advanced with the rollout of online account opening for select deposit products.
Financial highlights
Net interest income (tax-equivalent) increased 11% year-over-year to $7.6 million in Q3 2025.
Net interest margin rose to 3.30% from 3.05% in Q3 2024 and 3.27% in Q2 2025.
Noninterest income was stable at $0.8 million, unchanged from both Q2 2025 and Q3 2024.
Noninterest expense increased to $5.8 million, up from $5.5 million in Q3 2024, mainly due to higher salaries and benefits.
Book value per share rose to $25.65 at September 30, 2025, from $24.14 a year earlier.
Outlook and guidance
Management highlighted ongoing focus on credit quality, net interest margin improvement, and digital banking expansion.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Auburn National Bancorporation earnings date
Q4 202527 Jan, 2026
Next Auburn National Bancorporation earnings date
Q4 202527 Jan, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Auburn National Bancorporation Inc. is the bank holding company for AuburnBank, which provides a range of financial services to individuals and businesses. The company offers personal and business banking products, including checking and savings accounts, personal and commercial loans, mortgages, and credit services. AuburnBank also provides services in wealth management, including investment advisory and retirement planning solutions to support clients’ financial goals. Operating primarily in East Alabama, Auburn National Bancorporation serves its community through branch locations and digital banking options. The company is headquartered in Auburn, Alabama, and its shares are listed on the NASDAQ.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage