)
Axactor (ACR) investor relations material
Axactor Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Double-digit revenue growth in Q3, with total revenue up 12% year-over-year and contribution margin expanding by 2 percentage points.
EBITDA increased 23% to €33 million, driven by higher revenue and strict cost control.
Annualized return on equity reached 11%, reflecting improved profitability and lower financial expenses.
Net profit after tax was EUR 9.6 million, up from EUR 0.6 million year-over-year.
Collection performance was 98% for the quarter and 100% year-to-date, with expectations to remain at forecast levels.
Financial highlights
Gross revenue for the group was €78 million, down 9% year-over-year due to Spanish portfolio sales, but underlying like-for-like growth was 11%.
Group total revenue was €62 million, up 12% year-over-year.
EBITDA margin stood at 53%, up from 48% year-over-year.
Cash EBITDA was €49 million, down from €59 million due to prior Spanish portfolio sales.
Net financial expenses decreased 23% year-over-year due to lower IBOR and net debt.
Outlook and guidance
Collection performance expected to remain around 100% going forward.
NPL investments for 2025 projected at €50–100 million, with a pickup expected after a cautious first half.
Double-digit growth in 3PC segment expected to continue over the next 12 months, especially in Norway and Spain.
Refinancing risk significantly reduced with new bond issuance and RCF extension; no major maturities until Q3 2027.
Advanced discussions underway for a small backbook portfolio sale.
Next Axactor earnings date
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)