BayFirst Financial Investor Relations Material

BayFirst Financial Corp. is a bank holding company headquartered in St. Petersburg, Florida. It operates through its wholly owned subsidiary, BayFirst National Bank, which serves the Tampa Bay area and businesses nationwide. The bank provides a range of commercial and consumer banking services, including checking and savings accounts, commercial real estate mortgages, construction and development loans, personal loans, and residential mortgages. Additionally, it operates a specialized lending platform, CreditBench, which focuses on originating government-guaranteed loans, such as SBA 7(a) and USDA loans, across the country. The company is headquartered in St. Petersburg, Florida, and its shares are listed on the NASDAQ.