BV Financial Investor Relations Material

BV Financial Inc. (BVFL), operating through its subsidiary BayVanguard Bank, offers a broad range of financial services to both individual and business clients primarily within Maryland. The company's service portfolio includes various account options such as checking, money market, savings accounts, and certificates of deposit. Beyond these banking solutions, BV Financial extends a diverse array of loan products encompassing real estate, home equity, construction, lot, auto, boat, and other personal loans. It also caters to commercial clients with products including commercial equipment/installation loans, commercial real estate loans, construction loans, investment real estate loans, lines of credit, and SBA loans, alongside offering loans for short-term real estate purchase, renovation, and sale projects. Additional services provided by the company encompass ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services, ensuring a comprehensive financial service offering. The company is headquartered in Baltimore, Maryland, and its shares are listed on the OTCMKTS.