BV Financial (BVFL) investor relations material

Executive summary

• Annual meeting scheduled for May 7, 2026, to elect three directors, ratify the appointment of Crowe LLP as auditor, and address any other business.

• Shareholders of record as of March 13, 2026, are eligible to vote, with each share entitled to one vote; ownership exceeding 10% limits voting rights for excess shares.

• Proxy materials and annual report are available online; voting can be done by mail, Internet, or telephone.

Voting matters and shareholder proposals

• Proposals include election of three directors for three-year terms and ratification of Crowe LLP as independent auditor for 2026.

• Board recommends voting FOR all director nominees and FOR auditor ratification.

• Shareholders may submit proposals for the next annual meeting by December 3, 2026, and must follow specific procedures for nominations.

Board of directors and corporate governance

• Board consists of nine members, with all but the CEO considered independent under Nasdaq standards.

• Board leadership is separated between Chairperson and CEO to enhance oversight.

• Standing committees include Audit, Compensation, and Governance/Nominating, each with written charters and independent members.

• Governance/Nominating Committee considers diversity, experience, and integrity in director nominations; stockholders can recommend candidates.

• Directors are encouraged to attend annual meetings; eight of ten attended in 2025.