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Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. The company provides a comprehensive range of financial products and services targeting individuals, professionals, and small- to medium-sized businesses. These services include personal and business checking and savings accounts, money market accounts, certificates of deposit, home equity lines of credit, various types of business loans, commercial real estate loans, and SBA loans. Additionally, the bank offers online and mobile banking, merchant services, and other financial tools like lockbox services and remote deposit capture. The company is headquartered in San Diego, California, and its shares are listed on the NASDAQ.