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Edge20 Feb 2026
Dollar General: The Rural Retailer Playbook
How Dollar General built a small-box empire across rural America, scaling value and convenience into one of retail's most durable business models.
Canadian Tire
Canadian Tire (CTC) investor relations material
Canadian Tire Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary19 Feb, 2026
Executive summary
Achieved strong Q4 and full-year 2025 results, with consolidated comparable sales up 4.2% in Q4 and 4.1% for the year, driven by robust performance across all major retail banners and successful execution of the True North transformation strategy.
Retail sales and revenue rose 5% for the year, with EPS up 19% to CAD 13.77, aided by an extra week of operations and all banners contributing to growth.
Transformation initiatives under the True North strategy included organizational change, a new operating model, and strategic advances, positioning for long-term value creation.
Q4 2025 normalized diluted EPS from continuing operations rose by $1.23 to $4.47, while reported diluted EPS fell by $3.47 to $3.90 compared to Q4 2024, reflecting significant non-recurring items in both periods.
FY 2025 normalized diluted EPS from continuing operations increased by $2.16 to $13.77, but reported diluted EPS dropped by $6.25 to $9.67 year-over-year, mainly due to the absence of a large property sale gain and higher transformation costs.
Financial highlights
Q4 consolidated revenue rose 8.3% year-over-year to $4,551.1 million; full-year consolidated revenue increased 5.2% to $16,315.5 million.
Q4 Normalized IBT up 32.5% to $349.6 million; full-year Normalized IBT up 14.3% to $1,109.0 million.
Q4 Normalized Diluted EPS was $4.47 (up 38%); full-year Normalized Diluted EPS was $13.77 (up 18.6%).
Q4 Diluted EPS (GAAP) was $3.91 (down 47.2%); FY 2025 basic EPS was $9.70 (down 39.2%), impacted by restructuring and prior-year property sale gain.
Retail gross margin rate (excluding Petroleum) increased 27 bps to 35.5% for the year; normalized retail EBITDA margin (excluding Petroleum) was 14.6%.
Outlook and guidance
Q1 2026 is off to a good start, with winter weather driving sales, but tough weather comps and strong patriotic purchasing in early 2025 will be cycled.
2026 operating capital expenditures expected to be $500–$550 million.
Modernization and digital transformation to accelerate in 2026, with new loyalty partnerships (WestJet, Tim Hortons) launching.
Long-term goal is annual retail sales growth of 3%-5% and faster earnings growth, though not near-term guidance.
Continued focus on cost savings from True North restructuring, balanced with investments in AI and technology.
MOSaiC's 2026 commercialization strategy
Dealer contract: How does it support True North?
Future drivers for gross margin rate expansion
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Next Canadian Tire earnings date
Q1 20267 May, 2026
Canadian Tire
Next Canadian Tire earnings date
Q1 20267 May, 2026
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Frequently asked questions
Canadian Tire Corporation Limited operates retail stores selling automotive, hardware, sports, leisure, and home products. It also offers financial services, including credit cards and insurance, through its subsidiaries. The company is headquartered in Toronto, Canada, and its shares are listed on the TSX.
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