)
)
Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Cardlytics
Cardlytics (CDLX) investor relations material
Cardlytics Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary5 Nov, 2026
Executive summary
Q3 Billings were $57.224m, down 32% YoY, and revenue was $32.882m, down 30%, amid a U.S. FI partner exit, a U.K. bank disruption and advertiser budget pressure.
Monthly Qualified Users declined 43.7m YoY, primarily following a U.S. FI partner exit from the platform.
New advertiser activity, CRP partnerships and technology initiatives support plans to build growth into 2027.
Financial highlights
Revenue was $32.882m vs. $46.962m YoY; Billings were $57.224m vs. $84.124m and Consumer Incentives were $24.342m vs. $37.162m.
Gross profit was $16.242m vs. $21.429m; Adjusted Contribution was $19.397m vs. $25.565m and Adjusted EBITDA was $0.386m vs. $3.339m.
Operating loss was $5.421m vs. $66.449m and net loss was $8.947m vs. $72.673m; Q3 2025 included a $58.843m goodwill and intangible impairment.
Adjusted operating expenses were $19m, down 14% YoY; Free Cash Flow was negative $1.6m vs. negative $2.7m.
9M operating cash use was $20.138m vs. $3.720m.
Outlook and guidance
Q4 2026 guidance: Billings $63m–$69m, revenue $35m–$39m, Adjusted Contribution $20m–$23m and Adjusted EBITDA negative $1m to positive $2m.
Billings guidance implies 10%–20% sequential growth; management expects sequential growth in Q4, while YoY comparisons remain difficult through Q4 and ease in Q1 2027.
Near-term operating losses are expected; liquidity is expected to fund operations and capital requirements for at least 12 months after issuance of the financial statements.
Management is evaluating options to improve the balance sheet and Free Cash Flow, with investments focused on self-sustaining growth.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Cardlytics
- Q2 2026 revenue dropped 36% to $36.9M as net loss widened, but margins and U.K. growth improved.CDLX
Q2 2026 - Q1 2026 beat guidance, improved margins, and divested Bridg, but revenue fell 39% year-over-year.CDLXQ1 2026
- Votes include director elections, auditor ratification, reverse split, and say-on-pay.CDLXProxy filing
- Proxy seeks approval for director elections, auditor, reverse split, and executive pay.CDLXProxy filing
- Proxy covers director elections, auditor ratification, reverse split, and executive pay vote.CDLXProxy filing
- Revenue and billings fell, but operational gains and U.K. growth support optimism for 2026.CDLXQ4 2025
- Q3 revenue fell 15% to $67.1M, with a $145M net loss from impairment charges.CDLXQ3 2024
- Revenue down 9% but net loss narrowed as platform modernization and transformation continue.CDLXQ2 2024
- Q4 beat guidance despite a 10% revenue drop; 2025 targets sequential gains and profitability.CDLXQ4 2024
Next Cardlytics earnings date
Q4 20263 Mar, 2027
Cardlytics
Next Cardlytics earnings date
Q4 20263 Mar, 2027
AI chat
Ask anything. Verify everything.
Ask across every event and document from public companies. Each answer links back to the exact line in the transcript, slide or filing it came from.Learn moreFind what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.)
Trust every finding
50m+ first-party documents. Every output traceable to its source.Find what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.Trust every finding
50m+ first-party documents. Every output traceable to its source.Automations
Zero in on what matters
Define the prompt once. It runs the moment a company publishes or on a schedule you set. Outputs map to the exact signals you choose.Learn more)
Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.)
Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Live audio & transcripts
Be first
Join any earnings call live in one click, with no manual registration. Follow the transcript as it happens and jump straight to the moments that matter.Learn more)
Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.)
Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Quartr MCP connects your AI environment to 17K+ public companies
Pull live transcripts, filings, and slides into Claude or Codex via MCP. Combine Quartr's global IR data with any other dataset. Run agentic research and monitoring.
Included with Quartr Pro at no extra cost.Learn more
Quartr's AI stands out because it only pulls clean, first-party data from public companies. In investing, that's everything.
Jamie Ross
Investment Manager, GAM Investments
GAM
GAM
Research that used to take hours now takes seconds with Quartr Pro. Tracking shifts in tone or extracting tables, it's as simple as typing a query.
Tom O'Hara
Investment Director
Ciena
Ciena
Before Quartr we spent hours manually compiling insights through the peer earnings cycle. Now, these tasks are done faster, with greater precision.
Gregg Lampf
VP of Investor Relations
Protean
Protean
Being able to ask specific questions across years of transcripts and reports and instantly get verified answers is a game-changer.
Pontus Dackmo
CEO & Investment Manager
)
)
Frequently asked questions
Cardlytics Inc operates a purchase intelligence platform that helps make marketing more relevant and measurable. The company's platform enables marketers to have access to purchase insights based on aggregate, anonymized transaction data from millions of debit, credit and prepaid cards, while providing consumers with highly personalized and valuable offers directly within their existing banking environment.