)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
Chesnara (CSN) investor relations material
Chesnara H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary28 Aug, 2025
Executive summary
Delivered strong H1 2025 results with £37m cash generation, a 207% solvency ratio, and a 3% interim dividend increase, marking continued financial and operational strength.
Announced the £260m acquisition of HSBC Life (UK), the largest in group history, expected to add over £800m in lifetime cash generation and £4bn in assets under administration, with completion targeted for early 2026.
Raised £140m via rights issue and £150m through a Restricted Tier 1 Bond, restoring firepower for future M&A and supporting the HSBC Life (UK) acquisition.
Admitted to the FTSE 250 Index in August 2025, enhancing share liquidity and marking a significant milestone since listing.
Achieved major strategic milestones, including the legal merger of Dutch businesses and migration of the acquired Canada Life protection book.
Financial highlights
Group cash generation reached £37m, up 26% year-over-year, with divisional contributions of £55m offset by £18m in central costs and one-offs.
Solvency Coverage Ratio increased to 207% from 203% at FY 2024, well above the 140–160% operating range.
Interim dividend increased by 3% to 7.70p per share, maintaining a record of consecutive dividend growth.
Eligible Own Funds at £632m after dividends and tax; IFRS Capital Base at £441m.
Dividend cover at 1.42x, IFRS leverage stable at 31%.
Outlook and guidance
HSBC Life (UK) acquisition expected to generate over £800m in lifetime cash generation and £4bn in assets under administration, with completion anticipated in early 2026.
Dividend growth trajectory accelerated, with a 6% increase expected for FY2025 and interim 2026 on a per share basis.
Pro forma own funds projected to increase by 60% to over £1bn post-acquisition and capital raise.
Robust balance sheet and significant capital resources to pursue further M&A, with a positive pipeline anticipated well into 2026 and beyond.
Publication of first Climate Transition Plan in September, targeting net zero by 2050.
Drivers of accelerated dividend growth post-HSBC?
Realizing synergies from Dutch & HSBC integrations?
How do UK capital actions enhance SII resilience?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Chesnara earnings date
H2 202526 Mar, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
)
Edge19 Sep 2025
American Express: An Empire of Plastic
How history, brand, and structure have steadily built American Express' moat, and why Warren Buffett still calls it a one-of-a-kind business.
Frequently asked questions
Chesnara plc engages in the life assurance and pension businesses. It provides life assurance, endowment and pensions, with-profits annuities, and bulk purchase annuities; reinsurance and acquisition of in-force life insurance books; pensions and annuity administration products; and services to insurance companies, occupational pension schemes, multinationals, charities and not-for-profit organizations.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage