)
Edge31 Oct 2025
Rolls-Royce: Full Thrust Ahead
From century-old crafted perfection to pandemic shock and reset, Rolls-Royce's story is shaped by heritage, turbulence, and a disciplined climb back.
Claros Mortgage Trust (CMTG) investor relations material
Claros Mortgage Trust Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary6 Nov, 2025
Executive summary
Reported a GAAP net loss of $9.5 million ($0.07 per share) for Q3 2025 and a distributable loss of $21.5 million ($0.15 per share); distributable earnings before realized gains/losses were $5.9 million ($0.04 per share).
Book value per share was $12.24 and adjusted book value per share was $13.28 as of September 30, 2025.
Loan resolutions exceeded $2.3 billion year-to-date, including $716 million resolved in Q3, with nine watchlist loans and multiple foreclosures.
Liquidity improved to $385 million as of November 4, 2025, and total borrowings were reduced by $1.4 billion year-to-date.
No dividends declared in 2025, with the board pausing quarterly dividends since Q4 2024.
Financial highlights
Interest and related income for Q3 2025 was $88.9 million, with net interest income of $17.1 million.
Provision for CECL reserves was $24.2 million ($0.17 per share) in Q3; total CECL reserves on loans were $307.7 million (6.8% of UPB).
Loan portfolio stood at $4.3 billion, down from $5 billion sequentially, with a weighted average all-in yield of 6.7%.
28.3% of loans (by carrying value) were on non-accrual status as of September 30, 2025.
Book value per share was $12.24; adjusted book value per share was $13.28.
Outlook and guidance
Management expects continued monetization of REO assets, further improvement in liquidity, and additional multifamily foreclosures.
Near-term priority is addressing the August 2026 term loan B maturity, with ongoing evaluation of refinancing or extension options.
No current plans to issue preferred equity or dividends; focus remains on asset monetization and incremental paydowns.
Ongoing macroeconomic headwinds and high interest rates are expected to continue impacting the commercial real estate market.
Term Loan B refinancing timeline and strategy
REO portfolio growth and monetization strategy
NII trough expectation and drivers
When do you expect NII to stabilize?
Timeline for Term Loan B refinancing details?
California multifamily REO strategy details?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Claros Mortgage Trust earnings date
Q4 202519 Feb, 2026
Next Claros Mortgage Trust earnings date
Q4 202519 Feb, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Claros Mortgage Trust Inc. is a real estate investment trust (REIT) that focuses on originating and managing commercial real estate loans. The company primarily provides senior and mezzanine loans for properties across sectors such as office, multifamily, industrial, and hospitality. The company is headquartered in New York, New York, and its shares are listed on the NYSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage