)
)
Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
COG Financial Services
COG Financial Services (COG) investor relations material
COG Financial Services AGM 2026 presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.AGM 2026 presentation summary4 Nov, 2026
Financial performance review
Q1 FY27 underlying revenue $103.0m, up 8% YoY; underlying EBITDA $19.8m, up 33%, and NPAT $10.5m, up 35%.
EBITDA to shareholders $15.3m, up 53% YoY; NPAT to shareholders $8.1m, up 59%, and NPATA to shareholders $9.9m, up 57%.
Salary Packaging EBITDA to shareholders rose 128% to $10.7m; Broking & Aggregation increased 2% to $6.2m.
Salary Packaging lease settlements rose 84%, revenue grew 56%, novated lease customers increased 37% and total salary packaging customers grew 22% YoY.
Broking & Aggregation delivered steady Q1 performance; FY26 net assets financed reached $8.5bn, with commercial equipment financing demand sustained.
Strategic initiatives and plans
FY27 EBITDA growth to shareholders target: 10% or better; growth priorities include salary packaging market-share gains, EV-led volume growth and accretive bolt-on acquisitions.
Plans include continued investment in the aggregation platform to reduce client churn and scale, and Equity-One growth through geographic expansion and new fund development.
At corporate debt to EBITDA of 1:1, substantial debt capacity remains available to support expansion.
Novated leasing is positioned as a cost-of-living tool; lower EV prices and improving infrastructure are expanding the buyer market, while proposed EV legislation continues through parliament.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from COG Financial Services
- Double-digit revenue and EBITDA growth driven by Salary Packaging and acquisitions.COG
H2 2026 - EBITDA and revenue grew strongly, driven by Salary Packaging and strategic acquisitions.COGH1 2026
- Revenue up, strong leasing growth, lower dividends, and strategic acquisitions drive results.COGAGM 2025 Presentation
- Acquisitions and equity raise drive 25% EBITDA growth and strengthen market position.COGInvestor Presentation
- Revenue up 1% to $363.5m, EBITDA and Novated Leasing growth, NPATA stable.COGH2 2025
- Director elections, option grants, and $60M acquisition capacity highlighted.COGEGM 2025
- Record revenue and asset growth, stable dividends, and digital-driven strategic expansion ongoing.COGAGM 2024
- NPATA up 2% to $24.2m, Novated Leasing and acquisitions drive growth, dividend yield rises.COGH2 2024
- Revenue up 7% to $251m, but NPATA and profit fell; Novated Leasing outperformed.COGH1 2025
Next COG Financial Services earnings date
H1 202724 Feb, 2027
COG Financial Services
Next COG Financial Services earnings date
H1 202724 Feb, 2027
AI chat
Ask anything. Verify everything.
Ask across every event and document from public companies. Each answer links back to the exact line in the transcript, slide or filing it came from.Learn moreFind what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.)
Trust every finding
50m+ first-party documents. Every output traceable to its source.Find what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.Trust every finding
50m+ first-party documents. Every output traceable to its source.Automations
Zero in on what matters
Define the prompt once. It runs the moment a company publishes or on a schedule you set. Outputs map to the exact signals you choose.Learn more)
Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.)
Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Live audio & transcripts
Be first
Join any earnings call live in one click, with no manual registration. Follow the transcript as it happens and jump straight to the moments that matter.Learn more)
Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.)
Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Quartr MCP connects your AI environment to 17K+ public companies
Pull live transcripts, filings, and slides into Claude or Codex via MCP. Combine Quartr's global IR data with any other dataset. Run agentic research and monitoring.
Included with Quartr Pro at no extra cost.Learn more
Quartr's AI stands out because it only pulls clean, first-party data from public companies. In investing, that's everything.
Jamie Ross
Investment Manager, GAM Investments
GAM
GAM
Research that used to take hours now takes seconds with Quartr Pro. Tracking shifts in tone or extracting tables, it's as simple as typing a query.
Tom O'Hara
Investment Director
Ciena
Ciena
Before Quartr we spent hours manually compiling insights through the peer earnings cycle. Now, these tasks are done faster, with greater precision.
Gregg Lampf
VP of Investor Relations
Protean
Protean
Being able to ask specific questions across years of transcripts and reports and instantly get verified answers is a game-changer.
Pontus Dackmo
CEO & Investment Manager
)
)
Frequently asked questions
COG Financial Services Limited is an Australian financial services company specializing in equipment finance, commercial leasing, and insurance brokerage. The company provides financing solutions for businesses, particularly in asset-intensive sectors such as agriculture, transport, and construction, allowing clients to acquire essential equipment and machinery. COG Financial Services also offers brokering and aggregation services, connecting businesses with a network of lenders to optimize financing options. The company is headquartered in Sydney, New South Wales, and its shares are listed on the ASX.