Columbia Financial Investor Relations Material

Columbia Financial, Inc. is a financial services holding company that operates primarily through its subsidiary, Columbia Bank. The company offers a wide range of banking products and services, including personal and business checking and savings accounts, mortgage lending, commercial real estate loans, and small business banking services. Columbia Financial serves individuals, businesses, and municipalities across various sectors, focusing on providing tailored financial solutions and customer service. In addition to traditional banking services, the company also provides wealth management, investment advisory, and insurance services. The company is headquartered in Fair Lawn, New Jersey, and its shares are listed on the NASDAQ.