Concordia Financial Group Investor Relations Material

Concordia Financial Group Ltd, established as a bank holding group, incorporates The Bank of Yokohama, Ltd. and The Higashi-Nippon Bank, Ltd., focusing on bank management and operations along with other companies. The group offers a comprehensive suite of financial services, including retail and business banking, lending, deposits, insurance, securities trading, domestic and foreign exchange businesses, trust management, and securities investment solutions. Additionally, Concordia provides back-office services, consulting, and information services. The company is headquartered in Chuo-ku, Tokyo, Japan, and its shares are listed on the Tokyo Stock Exchange.