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Conduit Holdings (CRE) investor relations material
Conduit Holdings Q3 2025 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 TU earnings summary5 Nov, 2025
Executive summary
Gross premiums written grew 8.5% year-over-year to $1,039.1 million for the first nine months of 2025, with all segments contributing and strongest growth in Casualty.
Net investment return reached 5.4% year-to-date, supported by strong net investment income and unrealised gains from lower treasury yields.
Leadership strengthened with appointments of a new Chief Underwriting Officer and Independent Non-Executive Director.
Q3 2025 saw benign loss activity after significant catastrophe losses in H1; prior loss estimates remain stable.
2025 marked as a transitional year with strategic focus on underwriting resilience and leadership enhancement.
Financial highlights
Gross premiums written: $1,039.1 million (+8.5% year-over-year); Property up 6.0%, Casualty up 20.2%, Specialty up 2.2%.
Reinsurance revenue increased 12.6% to $662.4 million year-over-year.
Investment portfolio reached $2 billion, up $350 million over the last 12 months.
Book yield: 4.2%; market yield: 4.3%; portfolio duration: 2.8 years; average credit quality: AA.
Investment portfolio comprised 90.8% fixed maturity securities and 9.2% cash/cash equivalents as of 30 September 2025.
Outlook and guidance
Reaffirmed mid single digit ROE guidance for 2025, with growth expected to moderate in 2026 as pricing softens.
Anticipates further moderation in growth and a shift towards more excess of loss business, especially in Property.
Focus remains on underwriting quality, portfolio resilience, and capital management, including resuming share buybacks.
Share buyback programme resumed, with up to $50 million approved until May 2026.
Impact of repositioning to excess of loss reinsurance?
Given rate softening, how will investment strategy adapt?
How does the buyback program align with RoE guidance?
Client acceptance for property XL shift
Future capital distribution strategy
Impact of rising ceding commissions
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Next Conduit Holdings earnings date
H2 202518 Feb, 2026
Next Conduit Holdings earnings date
H2 202518 Feb, 2026
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Frequently asked questions
Conduit Holdings Limited, together with its subsidiaries, engages in the reinsurance business. It underwrites property, casualty, and specialty reinsurance products. The company was incorporated in 2020 and is based in Hamilton, Bermuda
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