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Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. The company is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company conducts its operations through direct marketing efforts supplemented with branch offices in California, Florida, Illinois, North Carolina and Texas.
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