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Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company's Finance Programs segment offers financing programs, such as purchase and lease, which enable the dealers to sell vehicles to consumers. It also provides other services to its dealer clients, including Web-based tools that assist with inventory management. Its Automobile Insurance segment sells a variety of insurance products to credit challenged consumers through its consumer insurance subsidiary. Its Auto Club Membership segment markets auto club memberships through direct mail campaigns, television infomercials, and Internet lead generation sites. The company was founded in 1972 by Donald A. Foss and is headquartered in Southfield, MI.
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