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Dai-ichi Life Holdings (8750) investor relations material
Dai-ichi Life Holdings Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary27 Nov, 2025
Executive summary
Adjusted profit for H1 FY2025 reached JPY 231.1 billion, 56% of the initial forecast, driven by security sales and reduced expenses, and ahead of plan.
Full-year adjusted profit outlook raised to JPY 470 billion, supported by strong domestic equity sales and robust overseas performance.
Overseas operations now contribute over JPY 100 billion, about a quarter of group profits, with continued focus on capital-light business models and strategic investments.
Dividend per share forecast increased to JPY 51, up JPY 3 from the previous forecast, reflecting higher profit expectations.
PLC announced the acquisition of Portfolio, a U.S.-based asset protection business, expected to contribute $50-100 million to profit annually over the medium to long term.
Financial highlights
Share payout increased by JPY 3, with total expected payout reaching JPY 280 billion.
Remittance from subsidiaries projected at JPY 830 billion, up by JPY 600 billion for current and next fiscal years.
Free cash flow and cash position improved, with Dai-ichi Holdings' cash at JPY 440 billion after raising JPY 210 billion in subordinated loans.
Group EV increased by approximately 11% to JPY 9.1 trillion, mainly due to higher domestic equity valuations.
Asset management segment revenue approaching JPY 20 billion, with steady growth in AUM.
Outlook and guidance
Adjusted profit forecast for FY2025 revised upward from JPY 410 billion to JPY 470 billion.
Group adjusted ROE expected at 11.8% for FY2025, targeting 12% in the near term and 14% by FY2030.
Dividend per share forecast for FY2025 is JPY 51, based on a 45% payout ratio.
Domestic equity sales for FY2025 expected to reach approximately JPY 700 billion, supporting further growth investment and shareholder returns.
Positive spread is expected to expand steadily, with annual improvement of about JPY 25 billion from bond portfolio rebalancing.
Explain consolidated vs non-consolidated profit divergence
Drivers of comprehensive income swing
Explain the large increase in policy reserves provision
How will capital allocation balance growth and dividends?
Protective Life's path to $200M capital-light profit
How to achieve market risk reduction despite rising stock prices?
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Next Dai-ichi Life Holdings earnings date
Q3 202613 Feb, 2026
Next Dai-ichi Life Holdings earnings date
Q3 202613 Feb, 2026
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Frequently asked questions
Dai-ichi Life Holdings, Inc. is a Japanese company specializing in life insurance and financial services. The company provides a range of insurance products, including individual and group life insurance, annuities, and health insurance. It also offers asset management and investment services. Dai-ichi Life serves individuals, businesses, and institutional clients, with operations extending domestically and internationally. The company is headquartered in Tokyo, Japan, and its shares are listed on the Tokyo Stock Exchange (TSE).
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