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Echo Investment (ECH) investor relations material
Echo Investment Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary27 Nov, 2025
Executive summary
Achieved major asset disposals, including Libero Katowice (EUR 103m), Brain Park C (EUR 33m), Office House (EUR 160.5m), and a conditional sale of 18 Resi4Rent projects (PLN 2.4bn) to TAG Immobilien, marking a benchmark CEE PRS transaction.
Focused on an asset-light strategy, reducing debt, and increasing liquidity through disposals, client prepayments, and investments in residential and Warsaw CBD office projects.
Living sector (residential, PRS, student housing) is the primary profit driver, with significant investments, new project launches, and strong handovers.
Announced a dividend of PLN 0.80 per share (PLN 330 million) to be paid in December 2025, reflecting improved financial performance and shareholder returns.
Total assets reached PLN 7.1 billion at September-end 2025, supporting further investments and distributions.
Financial highlights
Q3 2025 revenue: PLN 721.4 million (vs. PLN 317.8 million Q3 2024); 9M 2025 revenue: PLN 1,186 million (up from PLN 807 million YoY).
Q3 2025 EBIT: PLN 147.0 million (vs. PLN 32.9 million Q3 2024); Q3 2025 net profit: PLN 56.4 million (vs. net loss PLN -13.2 million Q3 2024).
Gross margin in Q3 2025: 37%.
Inventory value up 30.6% to PLN 2,824 million; investment properties/assets for sale down 11.5% to PLN 1,322 million.
Net cash flow for 9M 2025: PLN -208.8 million (vs. PLN -272.1 million YoY).
Outlook and guidance
Targeting 2,800–3,000 residential units sold in 2025, a 36% increase over 2024, with a long-term target of 4,000 annual sales.
Net debt ratio to be reduced to 20–30% by 2026–2027 through asset-light strategy and JV expansion.
Continued focus on residential growth, PRS development, and student housing expansion, supported by strong demand and macroeconomic trends.
Plans to maintain regular dividend payments going forward.
Macroeconomic factors such as interest rate cuts and rising wages expected to support investment and consumer demand.
Detail bond debt reduction plans
PRS: new investment focus in Warsaw
Regional office market exit strategy
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Next Echo Investment earnings date
Q4 202527 Mar, 2026
Next Echo Investment earnings date
Q4 202527 Mar, 2026
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