Enova International (ENVA) investor relations material

Executive summary

• The annual meeting is scheduled for May 13, 2026, with voting on director elections, executive compensation, and auditor ratification.

• Eleven directors are nominated for one-year terms; all are current directors with diverse backgrounds and significant industry experience.

• Shareholders can vote electronically, by phone, mail, or in person, with a record date of March 20, 2026.

• Proxy materials are distributed electronically to reduce costs and environmental impact.

Voting matters and shareholder proposals

• Proposal 1: Election of eleven directors for a one-year term.

• Proposal 2: Non-binding advisory vote on executive compensation (say-on-pay).

• Proposal 3: Ratification of Deloitte & Touche LLP as independent auditor for 2026.

• Shareholder proposals for the 2027 meeting must be submitted by December 3, 2026.

• Procedures for director nominations and other business proposals are detailed, with specific timing and disclosure requirements.

Board of directors and corporate governance

• The board consists of eleven members, with nine deemed independent under NYSE standards.

• Board committees include Audit, Compensation, and Nominating & Corporate Governance, each with defined charters and responsibilities.

• The board emphasizes diversity in experience, background, gender, and ethnicity.

• Annual self-assessments are conducted for the board and its committees.

• The roles of Chairman and CEO are separated, with a Lead Independent Director providing additional oversight.