Logotype for Euronet Worldwide Inc

Euronet Worldwide (EEFT) investor relations material

Euronet Worldwide Q2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Euronet Worldwide Inc
Q2 2025 earnings summary31 Jul, 2025

Executive summary

  • Achieved 9% year-over-year revenue growth to $1,074.3M and 18% operating income growth to $158.6M in Q2 2025, with operating margin expanding by 112 basis points.

  • Adjusted EBITDA rose 16% to $206.2M, and net income attributable to shareholders increased to $97.6M.

  • Announced acquisition of CoreCard, a leading credit card issuing platform, in an all-stock deal valued at $248M, expected to be EPS accretive within 12 months post-close.

  • Signed a multi-year Ren technology agreement with a top-three U.S. bank, expected to drive future revenue and serve as a key reference customer.

  • Money Transfer segment led growth, with operating income up 39% year-over-year and digital transactions up 29%.

Financial highlights

  • Q2 2025 revenue: $1,074.3M (+9% YoY); operating income: $158.6M (+18% YoY); adjusted EBITDA: $206.2M (+16% YoY); net income: $97.6M (+17% YoY); adjusted EPS: $2.56 (+14% YoY).

  • Gross margin for Q2: 48.6% in EFT, 24.7% in epay, 48.0% in Money Transfer.

  • Unrestricted cash at period end: $1,329.3M; total indebtedness: $2,438.1M.

  • Share repurchases totaled $247M for 2.3M shares in Q2 2025.

  • Effective tax rate: 25.6% for Q2, down from 32.0% in prior year.

Outlook and guidance

  • Expects 2025 adjusted EPS growth of 12% to 16% year-over-year, in line with historical compounded annual growth rates.

  • CoreCard acquisition expected to be accretive to adjusted EPS within 12 months post-close.

  • Continued focus on digital diversification and cross-selling opportunities in global and U.S. markets.

  • Management expects continued growth in all segments, with focus on digital expansion and integration of recent acquisitions.

  • Guidance excludes potential impacts from foreign exchange, interest rates, or unforeseen factors.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next Euronet Worldwide earnings date

Logotype for Euronet Worldwide Inc
Q3 202523 Oct, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Euronet Worldwide earnings date

Logotype for Euronet Worldwide Inc
Q3 202523 Oct, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Euronet Worldwide Inc is a provider of electronic payment services operating through segments including electronic funds transfer, epay, and money transfer. The company offers ATM and POS network services, prepaid mobile top-up, and international money remittance solutions. It serves financial institutions, retailers, and consumers across global markets. Euronet Worldwide Inc is headquartered in Leawood, Kansas, and its shares are listed on the NASDAQ.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage