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Farmers and Merchants Bank of Long Beach (FMBL) investor relations material
Farmers and Merchants Bank of Long Beach Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved strong financial performance in Q2 2026, with continued positive operating trends and robust capital ratios far exceeding regulatory requirements.
Focused on disciplined credit quality, prudent loan growth, and maintaining a stable deposit base amid a steady interest rate environment.
Financial highlights
Q2 2026 net income rose to $35.5 million ($256.32/diluted share) from $13.9 million ($112.71/diluted share) in Q2 2025.
Net interest income before provision for credit losses increased to $80.1 million from $66.9 million year-over-year.
Net interest margin improved to 2.81% from 2.42% year-over-year.
Total non-interest income surged to $18.9 million from $4.5 million year-over-year.
Total non-interest expense increased to $55.3 million from $49.4 million year-over-year.
Outlook and guidance
Management remains focused on credit quality, thoughtful loan growth, and personal client service for the remainder of 2026.
- Net income up 30% year-over-year, with robust capital and improved net interest margin.FMBL
Q1 2026 - Q4 and 2025 net income surged, margins improved, and a $200M equity deal sets up 2026 growth.FMBL
Q4 2025 - Net income and margins rose in Q3 2025, with capital boosted by a $200M equity investment.FMBL
Q3 2025 - Net income increased, capital ratios exceeded requirements, and loan demand remained stable.FMBL
Q2 2025 - Q3 2024 profit fell on higher deposit costs, but capital strength and liquidity remain robust.FMBL
Q3 2024 - Net income declined, but strong capital and a new $10M buyback highlight Q2 2024 results.FMBL
Q2 2024 - Q1 2025 saw higher net income, robust capital, and improved margins amid economic headwinds.FMBL
Q1 2025 - 2021 net income jumped 44% to $115.2M; new $20M stock buyback program announced.FMBL
Q4 2024
Next Farmers and Merchants Bank of Long Beach earnings date
Next Farmers and Merchants Bank of Long Beach earnings date
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