FB Financial Investor Relations Material

FB Financial Corporation is a bank holding company for FirstBank. FirstBank provides a suite of commercial and consumer banking services to businesses, professionals, and individuals. The company operates through two segments: Commercial Banking, and Personal and Consumer Banking. The company offers various deposit products, including demand deposits, savings accounts, money market deposit accounts, time deposits (certificates of deposit), commercial time deposits, foreign exchange deposits, individual retirement accounts, personal time deposits, and minor savings products; and loans consisting of loans secured by residential or commercial real estate or corporate debt.