)
Edge17 Oct 2025
A Castle in the Sky: The Story of Oracle
Oracle's journey from database innovator to disciplined enterprise backbone, now shaping the AI buildout with a standardized cloud infrastructure.
Fidelity National Financial (FNF) investor relations material
Fidelity National Financial Barclays 23rd Annual Global Financial Services Conference summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Barclays 23rd Annual Global Financial Services Conference summary9 Sep, 2025
Market trends and performance
Purchase order volumes remained flat year-over-year in July and August, reflecting ongoing housing affordability challenges.
Refinance activity increased, with July up 20% month-over-month and August up 10% year-over-year, potentially benefiting from recent rate declines.
Commercial order volumes showed strength, up 14% in July and 5% in August year-over-year, with national orders up double digits for five consecutive quarters.
Industrial, multi-family, energy, and data centers are leading commercial asset classes, while office remains weak but is showing marginal improvement.
The commercial segment is on track for its third-best year, with further upside possible if office demand recovers.
Fee profile, home prices, and margins
Fee profiles correlate about 60% with home price changes; recent stabilization or declines in home prices have led to a 2% drop in purchase fee profile since June.
Commercial fee profiles are stable, with national at ~$15,000 and local at high $8,000s per transaction.
Margins have been flat year-over-year at 13.8% in the first half, with headwinds from healthcare costs (~$12 million in Q2) and increased tech/cybersecurity spend.
Incremental margins in direct operations are typically around 40%, with potential upside in national commercial and centralized refinance surges.
Investments, technology, and operational strategy
Completed company-wide deployment of SoftPro, enabling efficiency and AI integration.
Rolled out the inHere digital transaction platform, now with about a million users, enhancing customer engagement and operational scale.
Early-stage AI adoption includes company-wide access to Microsoft Copilot and GitHub tools, with a focus on productivity and risk management.
Increased cybersecurity investment reflects industry-wide risk environment, with ongoing efforts to harden systems.
Recruiting remains a priority, with a strong recent quarter; new hires are viewed as mini-acquisitions, though they create short-term margin drag.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Fidelity National Financial earnings date
Q3 20256 Nov, 2025
Next Fidelity National Financial earnings date
Q3 20256 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Company Research17 Oct 2025
Beneath the Surface: A Conversation with Epiroc CEO Helena Hedblom
Legacy, innovation, and leading one of Sweden's most influential industrial companies into a new era.
)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Frequently asked questions
Fidelity National Financial, Inc. operates as a title insurance company in the United States. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and conveyances, and home warranty insurance. The company offers national title insurance policies through its direct underwriting divisions and agencies that reissue the policies under their names.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage