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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Finward Bancorp
Finward Bancorp (FNWD) investor relations material
Finward Bancorp Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary27 Oct, 2026
Executive summary
Q3 2026 net income was $1.361 million, or $0.31 diluted EPS, versus $2.093 million, or $0.48, in Q2; merger-related costs weighed on results.
Management described credit quality and core banking activity as stable; faster rate increases lifted loan yields and margin but increased unrealized securities losses.
Financial highlights
Net interest income rose to $15.942 million from $15.180 million QoQ; provision for credit losses was $124,000 versus $264,000.
Non-interest income was $2.655 million, including a $182,000 branch-sale gain; non-interest expense rose to $16.983 million from $14.857 million QoQ.
9M net income was $5.696 million versus $6.103 million YoY; diluted EPS was $1.32 versus $1.42.
Outlook and guidance
Progress continued toward closing the pending First Financial merger; management expects the combination to benefit shareholders, customers, communities, and employees, with a focus on a seamless transition.
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Latest events from Finward Bancorp
- Shareholders to vote on merger exchanging Finward shares for First Financial stock, with board support.FNWD
Proxy filing - Q2 2026 net income was $2.1M, with loan growth and a planned merger with First Financial.FNWDQ2 2026
- All proposals passed, with a strategic focus on growth and improved financial performance for 2026.FNWDAGM 2026
- Q1 2026 net income surged 392.7% year-over-year, with improved margins and efficiency actions.FNWDQ1 2026
- Virtual meeting to elect directors, ratify auditors, and approve executive pay with strong governance.FNWDProxy filing
- Net income declined on securities losses, but margins and capital ratios improved in Q4 2025.FNWDQ4 2025
- Virtual meeting to vote on directors, new equity plan, auditor, and executive pay; Board supports all.FNWDProxy Filing
- Q3 2025 net income up, margins and capital strong, credit stable, regulatory ratios solid.FNWDQ3 2025
- Q2 2025 net income and margins improved, but year-to-date profit dropped sharply.FNWDQ2 2025
Next Finward Bancorp earnings date
Q4 202626 Jan, 2027
Finward Bancorp
Next Finward Bancorp earnings date
Q4 202626 Jan, 2027
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Frequently asked questions
Finward Bancorp is a financial holding company. It operates as the parent company of Peoples Bank, which provides a broad range of banking and financial services. These include personal and business banking products such as checking and savings accounts, loans, eBanking, and cash management services. Peoples Bank also offers wealth management services, retirement planning, estate administration, and various insurance products. The bank serves its customers primarily through its network of 26 locations in Northwest Indiana and the greater Chicagoland area. The company is headquartered in Munster, Indiana, and its shares are listed on the NASDAQ.