First BanCorp Investor Relations Material

First BanCorp operates as a bank holding company for FirstBank Puerto Rico, delivering a wide array of financial products and services to consumers and commercial customers. It serves through various segments including Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury, and Investments. The company has a broad presence, operating not only in Puerto Rico but extending its services to the United States and the U.S. and British Virgin Islands. The company is headquartered in San Juan, Puerto Rico, and its shares are listed on the NYSE.