)
Edge23 Jan 2026
Death, Taxes, and Garbage: The Story of WM
How Waste Management turned garbage into one of America's most stable business models through landfills, regulation, and nationwide scale.
First Busey
First Busey (BUSE) investor relations material
First Busey Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary27 Jan, 2026
Executive summary
Achieved record profitability in 4Q25, with adjusted ROAA of 1.41% and efficiency ratio of 55.0%, up from 1.02% and 61.8% in 4Q24, respectively.
Adjusted diluted EPS rose to $0.68, and adjusted net income to common shareholders reached $61 million, both up sequentially and year-over-year.
Wealth management segment delivered record revenue and assets under care, with AUC up $1.8 billion YoY to $15.7 billion.
Tangible book value per share increased 13% YoY, with $70 million returned to shareholders via repurchases in 2025.
Leadership changes included the immediate separation of Michael J. Maddox and new executive appointments.
Financial highlights
Total operating revenue for 4Q25 was $201 million, up 4.4% QoQ; net interest income was $158 million, up 1.6% QoQ.
Net interest margin expanded to 3.71%, up 13 bps QoQ and 76 bps YoY.
Adjusted pre-provision net revenue was $85 million, and adjusted ROATCE was 13.58%.
Total assets stood at $18.1 billion, loans at $13.6 billion, and deposits at $14.9 billion at year-end.
Allowance for credit losses to loans was 1.28%.
Outlook and guidance
Expectation for seasonal public fund deposit inflows in 2Q26 and 3Q26.
Continued focus on organic growth in high-growth markets and leveraging recent acquisitions for synergy realization.
Branch network efficiency and further optimization of funding costs remain priorities.
Well positioned for 2026 with robust capital, liquidity, and disciplined risk management.
Full realization of $25 million in annual pre-tax expense synergies from the CrossFirst acquisition expected in 2026.
CrossFirst integration: non-financial benefits?
How will deposit cost control sustain NIM in 2026?
What is the remaining impact of PCD loans on asset quality?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next First Busey earnings date
Q1 202621 Apr, 2026
First Busey
Next First Busey earnings date
Q1 202621 Apr, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
First Busey Corporation operates as the bank holding company for Busey Bank, offering retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. The company functions through three main segments: Banking, Wealth Management, and FirsTech. The Banking segment provides a range of services, including deposits, loans, and money transfers for both individual and corporate clients. The Wealth Management segment offers asset management, investment services, and fiduciary services. The FirsTech segment delivers payment technology solutions such as online and mobile bill payments and lockbox remittance processing. First Busey Corporation is headquartered in Champaign, Illinois, and its shares are listed on the NASDAQ.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage