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Flagstar Bancorp Inc is a bank holding company that operates through its subsidiary, Flagstar Bank. The company provides a range of financial services, including retail banking, commercial banking, and mortgage lending. Its retail banking division offers personal banking products such as checking and savings accounts, loans, and credit services, while the commercial banking division focuses on serving small to mid-sized businesses with loans, treasury management, and deposit services. The company is headquartered in Troy, Michigan, and its shares are listed on the NYSE.