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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Funding Circle
Funding Circle (FCH) investor relations material
Funding Circle Trading update summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Trading update summary10 Nov, 2026
Trading performance
Momentum from H1 continued, supported by sustained market demand and product feature innovation; SME demand remained resilient amid macro uncertainty.
FY26 revenue guidance upgraded to at least £275m, with profit margins of ~16%.
Previous FY26 guidance was revenue above £255m and profit before tax above £40m.
Capital distributions
Fourth share buyback, launched 21 September 2026, remains ongoing; £5m repurchased to date.
Total shares repurchased across current and earlier programmes reached £80m, representing 19% of issued share capital.
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Latest events from Funding Circle
- Record revenue and profit growth, with upgraded FY26 guidance and strong segment performance.FCH
H1 2026 - Revenue and profit soared, driven by product innovation and strong SME demand.FCHQ2 2026 TU
- 2025 revenue up 28% to GBP 204m, profit up sixfold, and 2026 guidance upgraded.FCHH2 2025
- Revenue and profit before tax exceeded expectations, achieving future targets ahead of schedule.FCHQ4 2025 TU
- Revenue up 17% and PBT at £6.0m, with strong growth in Term Loans and FlexiPay.FCHH1 2025
- Strong growth, innovative SME finance products, and resilient investor returns drive market leadership.FCHCMD 2025 Presentation
- 32% revenue growth, early profitability, and upgraded guidance driven by product expansion.FCHH1 2024
- Record revenue growth and profitability achieved, with strong momentum for 2025.FCHH2 2024
Next Funding Circle earnings date
H2 20265 Mar, 2027
Funding Circle
Next Funding Circle earnings date
H2 20265 Mar, 2027
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Frequently asked questions
Funding Circle Holdings plc operates a leading online lending platform designed specifically for small and mid-size enterprises (SMEs) across the United Kingdom, the United States, Germany, and the Netherlands. Founded in 2010, the company aims to revolutionize small business lending by leveraging machine learning, advanced technology, and a vast dataset to efficiently match investors with SMEs needing financing. Funding Circle's product offerings include business loans, a line of credit through its FlexiPay service, and a FlexiPay card, catering to everyday business expenses and purchases. Moreover, it provides an embedded finance solution, enabling partners to offer Funding Circle loans on their platforms. The company is headquartered in London, England, and its shares are listed on the London Stock Exchange.