)
Edge3 Apr 2026
Extra Everything: The Story of Chipotle
Chipotle's story from a single restaurant to a nationwide chain, through crisis and turnaround, built on one of the strongest models in the industry.
Guaranty Trust Holding Company
Guaranty Trust Holding Company (GTCO) investor relations material
Guaranty Trust Holding Company H2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H2 2025 earnings summary6 Apr, 2026
Executive summary
Achieved dual listing on the Nigerian Exchange and London Stock Exchange, becoming the first West African financial institution to do so.
Group operates through four main subsidiaries: Banking, Payments, Pension Fund Administration, and Asset Management.
Strong focus on sustainability, digital innovation, and financial inclusion, with significant investments in solar energy and digital banking solutions.
Financial highlights
Gross earnings for 2025 reached ₦2.15 trillion, up slightly from ₦2.15 trillion in 2024.
Profit before tax rose to ₦466.4 billion (2024: ₦367.7 billion); profit after tax was ₦865.7 billion (2024: ₦1.02 trillion).
Earnings per share (basic and diluted) were ₦25.43 (2024: ₦35.44).
Total assets increased to ₦17.76 trillion (2024: ₦14.80 trillion).
Total equity attributable to equity holders rose to ₦3.38 trillion (2024: ₦2.66 trillion).
Final dividend proposed at ₦11.76 per share, total dividend for the year ₦12.76 (2024: ₦8.03).
Outlook and guidance
Management expects continued growth in digital banking, financial inclusion, and sustainable finance.
Targeting a 20% reduction in greenhouse gas emissions and a 30% reduction in non-recyclable waste over five years.
Ongoing investments in technology, talent development, and expansion of digital products.
Explain the N35.7M Holdco capital surplus margin
Path to scaling the 2.58% renewable energy usage
Impact of a $10 oil price drop on ECL
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Guaranty Trust Holding Company
- Strong core earnings, asset growth, and digital expansion drive robust performance.GTCO
Q3 202510 Apr 2026 - Profit before tax surged to ₦1.27 trillion, with strong growth and improved capital ratios.GTCOH2 20243 Feb 2026
- Profit before tax more than doubled, with strong digital and non-banking growth.GTCOH1 202420 Jan 2026
- Record earnings, highest-ever dividend, and all resolutions passed with strong shareholder support.GTCOAGM 202529 Nov 2025
- H1 2025 PBT reached ₦600.9bn, with ₦449bn profit after tax and strong capital metrics.GTCOH1 202529 Sep 2025
- Q3 profit before tax surged 181.5% year-over-year to N1.219 trillion, led by robust income growth.GTCOQ3 202419 Aug 2025
Next Guaranty Trust Holding Company earnings date
Q1 202628 Apr, 2026
Guaranty Trust Holding Company
Next Guaranty Trust Holding Company earnings date
Q1 202628 Apr, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Explore our global coverage