Heritage Financial Investor Relations Material

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. It accepts various deposit products, including noninterest-bearing checking accounts, interest-bearing transaction accounts, money market accounts, savings deposits, time deposits, retirement accounts, and demand deposits. The company also originates commercial real estate loans, commercial business loans, construction/land/lot loans, and residential mortgage loans.