)
Edge20 Feb 2026
Dollar General: The Rural Retailer Playbook
How Dollar General built a small-box empire across rural America, scaling value and convenience into one of retail's most durable business models.
Hippo
Hippo (HIPO) investor relations material
Hippo Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary25 Feb, 2026
Executive summary
Achieved record Gross Written Premium of $1.1 billion in 2025, up 24% for the year and 40% in Q4 year-over-year.
Net income for 2025 reached $58 million, reversing a $41 million loss in 2024, including a $91 million net gain from the sale of the Home Builder Distribution Network.
Adjusted net income for 2025 was $18 million, up $38 million year-over-year, with a 17% annualized adjusted return on equity in Q4.
Combined ratio improved by 25 points to 113% for the year and by 8 points to 99% in Q4, reflecting better loss and expense ratios.
Book value per share increased 17% to $16.97 at year-end 2025.
Financial highlights
Q4 Gross Written Premium grew 40% year-over-year to $288 million; full year up 24% to $1.1 billion.
Q4 Net Income was $6 million ($0.23 per diluted share); full year Net Income was $58 million ($2.22 per diluted share).
Q4 Adjusted Net Income rose 20% year-over-year to $18 million; full year Adjusted Net Income was $18 million, up $38 million year-over-year.
Shareholders' equity at year-end was $436 million, up 17% from prior year.
Annualized adjusted return on equity was 17% in Q4 2025.
Outlook and guidance
2026 Gross Written Premium expected to grow 27%-36% to $1.4-$1.5 billion.
Net Written Premium projected to rise 19%-28% to $500-$540 million.
Net Combined Ratio expected to improve by 8-10 points to 103%-105%.
Adjusted Net Income guidance for 2026 is $45-$55 million.
CAT loss ratio expected to improve to 13% in 2026.
Homeowners relaunch: go-to-market strategy
Casualty retention increase approach?
Path to 2028 adjusted net income?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Hippo earnings date
Q1 20266 May, 2026
Hippo
Next Hippo earnings date
Q1 20266 May, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Hippo Holdings Inc. is a technology-driven insurance company specializing in homeowners insurance and related products. The company leverages data analytics, artificial intelligence, and digital platforms to offer customized coverage, streamline underwriting, and enhance claims management. Its services include policies for homeowners, landlords, and condominium owners, with a focus on proactive risk mitigation through smart home technology. The company is headquartered in Palo Alto, California, and its shares are listed on the NYSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage