Horace Mann Educators Investor Relations Material

Horace Mann Educators Corporation operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company offers property and casualty insurance that include personal lines products, such as private passenger automobile, homeowners, and other personal lines of property and casualty insurance to educators; and commercial lines products consisting of casualty, property liability, and workers' compensation coverages for school districts and education-related entities. The Property & Casualty segment provides personal and commercial insurance at the retail level through its network of independent agents. The Life & Retirement segment, through its subsidiaries and affiliates, provides whole life insurance products; annuity products comprising term annuities, an immediate annuity, deferred income annuities, a fixed interest rate annuity, fixed indexed-rate annuities, and an index universal life product; and supplemental health insurance benefits such as non-insured accident, health, and hospital indemnity covering accidents or illnesses.