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Itrum AB, provides credit management and financial services. It operates through two segments, Contract Handling and Small Business Finance. The Contract Handling segment offers financial guarantee products, including performance, payment, and insolvency guarantees; contract surety products; payment protection solutions; and factoring services. This segment also provides credit facilitation services consisting of collection, charge-off management, dispute handling, debt recovery, and customer communication, as well as subrogation management services; customer information and dispute data processing services; and electronic value added services. In addition, this segment offers decommissioning solutions to capital equipment operators and owners in the oil and gas industry. The Small Business Finance segment offers secured loans to commercial companies and small businesses in Sweden; SME loans in Sweden and Finland; leasing services for financing industrial machines in France; small business lending in Great Britain; and factoring services in France.

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