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Investec Group (INVP) investor relations material
Investec Group H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2026 earnings summary20 Nov, 2025
Executive summary
Delivered resilient earnings and results across geographies and business lines, with adjusted EPS up 2.5% to 40.5p and a strong focus on disciplined growth, client-centricity, and digital transformation.
Returned approximately £376 million to shareholders over the past 12 months via dividends and buybacks, representing 7.4% of average market capitalization.
Maintained strong capital generation and returns to shareholders within target ranges, supporting sustainable returns and investment in growth initiatives.
Strategic expansion in corporate mid-market and private client offerings, with ongoing investment in technology, platforms, and sustainability initiatives.
Financial highlights
Adjusted operating profit declined 1.4% to £468.1m; pre-provision adjusted operating profit at £527.4m.
Adjusted EPS up 2.5% to 40.5p; tangible NAV per share up 7.4% to 527.9p.
Interim dividend of 17.5p per share declared, payout ratio 43.2%; significant progress on share buyback program.
Cost-to-income ratio at 51.9%, up from 50.8% prior period.
Credit loss ratio improved to 35bps (from 42bps), within the 25–45bps target range.
Outlook and guidance
FY2026 revenue expected to be supported by book growth and client activity, partially offset by lower average interest rates.
Group ROE expected at ~13.7%, with Southern Africa at ~18.5% and UK & Other ROTE at ~13.6%.
Cost-to-income ratio guidance maintained at 52–54%; credit loss ratio to remain within 25–45bps.
Second half performance anticipated to be broadly in line with the first half.
FY2030 ROE target: impact of current investments
Specialist Banking profit/cost-to-income divergence
Motor finance and cum-ex provisions: any changes?
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Next Investec Group earnings date
H2 202621 May, 2026
Next Investec Group earnings date
H2 202621 May, 2026
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Frequently asked questions
Investec Group is an international financial services company providing a range of banking, wealth management, and investment services. The company operates through two primary divisions: Specialist Banking and Wealth & Investment. Its Specialist Banking division offers corporate and institutional banking services, including lending, treasury, and advisory services. The Wealth & Investment division focuses on providing wealth management, financial planning, and investment management services to private clients, institutions, and intermediaries. Investec serves a diverse client base, including corporates, high-net-worth individuals, and institutional investors. The company is headquartered in Sandton, South Africa, and its shares are listed on the LSE.
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