)
Edge6 Mar 2026
Upvoted: The Story of Reddit
How Reddit built a unique platform around communities and conversation, turning human insight and intent into a distinctive business model.
James River Group Holdings
James River Group Holdings (JRVR) investor relations material
James River Group Holdings Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary3 Mar, 2026
Executive summary
Delivered strong financial results for 2025, with a significant turnaround from the prior year’s loss to net income and improved profitability metrics.
Net income available to common shareholders was $30.1 million for Q4 2025, reversing a loss of $94.0 million in Q4 2024, aided by a one-time $14.1 million tax benefit from redomiciling to Delaware.
Strategic focus on smaller, more profitable E&S accounts, operational efficiencies, and technology investments drove performance.
Leadership reorganization, U.S. redomicile, and expense discipline positioned the company for continued success in 2026.
Tangible common equity per share rose 34% year-over-year to $8.94.
Financial highlights
Reported $47.4M net income for 2025, compared to an $81.1M net loss in 2024.
Q4 2025 net earned premiums increased 40% year-over-year to $147.3 million.
Operating earnings were $54.1M ($0.79 per diluted share) for 2025.
Full year combined ratio improved to 96.6% from 117.6% in 2024.
Shareholders’ equity at year-end 2025 was $538.2 million, up 16.8% from 2024.
Outlook and guidance
Entering 2026 with improved margins, disciplined portfolio, and technology-enabled team.
Expecting low to mid-teen return on average tangible common equity for 2026.
Anticipate profitable top-line growth, especially in E&S, leveraging technology and expense vigilance.
The company expects its effective tax rate to align more closely with the U.S. statutory rate following the redomicile.
Management sees a strong foundation for 2026, with continued focus on E&S market opportunities.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Next James River Group Holdings earnings date
Q1 20265 May, 2026
James River Group Holdings
Next James River Group Holdings earnings date
Q1 20265 May, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
James River Group Holdings, Ltd. is a holding company that, through its subsidiaries, operates as a specialty insurer and reinsurer. The company focuses on providing a range of insurance products, including excess and surplus lines, which cater to risks that are often complex or unusual, and standard insurance lines through both primary and reinsurance channels. The sectors served include small and medium-sized enterprises across various industries, such as construction, manufacturing, healthcare, and hospitality. The company is headquartered in Hamilton, Bermuda, and its shares are listed on the NASDAQ.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage