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Founded in 1825, KeyCorp is one of the oldest and stand-alone U.S. financial services companies, with bank subsidiaries operating under the brand names KeyBank, First Niagara Bank, and Adams National Bank. KeyCorp provides deposit, lending, cash management and investment services to individuals and institutions. It operates through two segments: Retail & Commercial Banking and Equipment Leasing & Finance. It offers a range of deposit products including checking accounts (located primarily in retail branches) and time deposits; loan products include commercial mortgages, commercial loans for real estate development and secured business funding solutions tailored to short-term liquidity needs.