Laurentian Bank of Canada Investor Relations Material

Laurentian Bank of Canada, together with its subsidiaries, operates as a subsidiary of Laurentian Bank of Canada in Canada and the United States. The company offers deposit products, including personal deposit accounts, chequing accounts, savings accounts, money market accounts, term deposits, and guaranteed investment certificates; credit products comprising home equity lines of credit/pledges on primary homes, personal loans, and credit cards; investment products comprising mutual funds sold through advisors and financial planners, managed funds, and invited client portfolios; and other products to retail customers consisting of financial planning advice, portfolio management services for self-directed investors using explicit strategies or for those seeking guidance on discretionary asset allocation decisions. It also provides private banking services to individuals with at least $5 million in investable assets; commercial lending services including secured and unsecured loans for various purposes; and trade finance services including letters of credit and guarantees. The company's loan portfolio comprises residential real estate including mortgages secured by one to six units single family residence/condominium; non residential real estate such as construction loans for developers or new home construction where the land is not owned by the developer; commercial loans for business owners and investors wishing to acquire or expand their investments or businesses through purchase or refinance of existing.