)
Edge17 Oct 2025
A Castle in the Sky: The Story of Oracle
Oracle's journey from database innovator to disciplined enterprise backbone, now shaping the AI buildout with a standardized cloud infrastructure.
Legal & General Group (LGEN) investor relations material
Legal & General Group H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary6 Aug, 2025
Executive summary
Core operating EPS rose 9% year-over-year to 10.94p, at the top end of guidance, with strong growth across Institutional Retirement, Asset Management, and Retail segments.
Core operating profit up 6% to £859m, supported by growth in all business lines and operational surplus generation up 3% to £729m.
Interim dividend per share increased 2% to 6.12p; £500m share buyback nearly complete; over £5bn to be returned to shareholders via dividends and buybacks from 2025-2027.
Strategic actions include sale of US Protection business, partnership with Meiji Yasuda, acquisition of Proprium Capital Partners, and partnership with Blackstone to enhance private credit and real estate capabilities.
Strong growth in workplace DC flows (up 21% year-over-year), with assets under administration in workplace now exceeding £100bn and Retail customer base at 12.4m.
Financial highlights
Core operating profit up 6% to £859m; core operating EPS up 9% to 10.94p; IFRS profit before tax up 28% to £406m.
Operational surplus generation up 3% to £729m; Solvency II coverage ratio at 217% after buybacks and dividends.
Institutional Retirement operating profit up 11% to £618m; back book optimization generated over £150m of profit.
Asset Management fee revenues up 2% to £500m despite lower average AUM; annualized net new revenue at £15m.
Retail operating profit up 3% to £237m; workplace DC net flows up 21% to £4bn; protection gross written premiums up 4%.
Outlook and guidance
High confidence in achieving full-year core operating EPS growth of 6% to 9% and strong capital generation.
Institutional Retirement pipeline active with £42bn in the UK; volumes expected to align with guidance of £10bn–£13bn per year through 2028.
Asset Management expects continued revenue momentum, new fund launches, and benefits from Blackstone partnership.
Retail annuity sales expected to strengthen in the second half; workplace business and profitability to continue growing.
OSG per share expected to grow over 5% in 2025, creating headroom over 2% DPS growth; additional buybacks planned.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Legal & General Group earnings date
H2 202511 Mar, 2026
Next Legal & General Group earnings date
H2 202511 Mar, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Company Research17 Oct 2025
Beneath the Surface: A Conversation with Epiroc CEO Helena Hedblom
Legacy, innovation, and leading one of Sweden's most influential industrial companies into a new era.
)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Frequently asked questions
Legal & General Group Plc provides insurance, investment management, and retirement solutions. The company serves individual and institutional clients with products including life insurance, pensions, annuities, and asset management services. It operates primarily in the UK and selected international markets. The company is headquartered in London, United Kingdom, and its shares are listed on the LSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage