)
LendingTree (TREE) investor relations material
LendingTree 28th Annual Needham Growth Conference Virtual summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Leadership transition and company direction
Smooth CEO transition followed a succession plan after the founder's passing, with the new CEO having extensive experience in online performance marketing and internal operations.
A new North Star was set: to become the top destination for shopping financial products, emphasizing diversification across insurance and lending.
The company is positioned as more diversified than competitors, offering a broad range of insurance and lending products.
Insurance segment performance and outlook
Insurance experienced record revenue and VMD in 2025, with expectations for continued records in 2026 across auto, home, and health.
Market health is strong, with carriers expanding into new states and broad-based growth driven by top national brands.
Direct-to-consumer carriers drive most revenue, but local agent products are more profitable.
The total addressable market is estimated at $150B, with online performance marketing still a small but growing share.
Double-digit growth is expected to continue, with significant untapped opportunities for consumer acquisition.
Home lending segment trends
Home lending is highly sensitive to interest rates, with purchase and refi at trough levels, but HELOCs showing growth.
Refinance is more valuable and profitable than purchase, with pent-up demand expected to drive a surge when rates fall below 5.5%.
Operational excellence enabled 20% growth in home business despite a dormant market.
The company remains the clear leader in mortgage products, with improved competitive positioning after industry shakeouts.
Next LendingTree earnings date
Next LendingTree earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)