)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
loanDepot (LDI) investor relations material
loanDepot Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary7 Aug, 2025
Executive summary
Anthony Hsieh returned as permanent CEO, focusing on profitability, market share growth, and technology-driven efficiency, with two new technology leaders appointed.
Net loss for Q2 2025 narrowed to $25M from $41M in the prior quarter, with adjusted net loss at $16M, reflecting higher origination volumes and lower expenses.
Origination volume reached $6.7B, with a 63% purchase mix and a 70% organic refinance consumer direct recapture rate.
Servicing portfolio UPB increased to $117.5B, with a 1.4% 60+ day delinquency rate and 62% retention of loans sold.
Adjusted EBITDA improved to $26M from $18M sequentially, and unrestricted cash stood at $409M at quarter end.
Financial highlights
Adjusted net loss was $16M in Q2 2025, improved from $25M loss in the prior quarter.
Pull-through weighted lock volume rose 17% sequentially to $6.3B; origination volume up 30% to $6.7B.
Adjusted total revenue increased to $292M from $278M sequentially; total revenue was $282.5M.
Servicing fee income increased to $108M from $104M, reflecting a larger servicing portfolio.
Total expenses decreased by $5M (2%) due to one-time benefits in salary and G&A.
Outlook and guidance
Q3 2025 origination volume expected between $5B–$7B; pull-through weighted lock volume between $5.25B–$7.25B.
Expected gain on sale margin between 325–350 basis points.
Total expenses anticipated to rise in Q3 due to absence of Q2 one-time benefits.
Focus remains on profitability, revenue growth, and disciplined cost management.
Management expects continued market challenges but ongoing investments in technology and efficiency.
Explain the drivers of expense decrease.
Assess impact of AI on market disruption.
How does HELOC launch fit into ecosystem?
How will technology increase loan process efficiency?
How does loanDepot balance growth with current debt?
Assess the impact of Jeff Walsh's retirement.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next loanDepot earnings date
Q3 20254 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
Frequently asked questions
Nonbank Consumer Lender
LoanDepot, stylized as loanDepot, is an American financial services company, with a primary focus on the home mortgages and loans industry. The company offers a range of loans through its online platform, including mortgages and personal loans. loanDepot operates through a customer-centric approach, using technology through its digital platform to streamline the loan application and approval process. The company is headquartered in Irvine, California, and its shares are listed on the NYSE.
Establishing Itself Through Its Online Platform
LoanDepot was founded in 2009 by Anthony Hsieh, an entrepreneur with a history in the mortgage industry. Hsieh aimed to modernize the mortgage process, capitalizing on digital technologies to streamline loan origination and customer service. The company quickly distinguished itself in the competitive mortgage lending industry through its embrace of digital platforms, offering a variety of loan products including home purchase and refinancing options. Today, the company competes with other lenders and big banks, such as Wells Fargo, Bank of America, LendingTree, and many more
The Loans
loanDepot offers a range of loans and services built to meet various consumer needs. Their portfolio includes traditional home mortgages, refinancing options, and personal loans. The home mortgage segment covers fixed-rate and adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans. In refinancing, the company provides options for those looking to lower monthly payments, shorten loan terms, or extract equity from their homes. Additionally, LoanDepot's personal loans offer financial solutions for debt consolidation, home improvement projects, or major purchases, with diverse term lengths and amount options.
The Online Platform
The company’s digital platform is central to its customer offering, designed to modernize and simplify the loan application and approval process. This platform enables users to efficiently apply for various loan types online, including mortgages and personal loans. Key features include an intuitive online application interface, rapid pre-qualification, and seamless document upload and verification capabilities. The platform also provides tools for rate comparison and loan customization, allowing customers to tailor loan products to their specific needs.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage