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Marqeta (MQ) investor relations material
Marqeta FT Partners FinTech Conference summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Business overview and recent performance
Operates a modern card issuing platform with over $450 billion annualized volume and presence in 40 countries.
Four main use cases: Buy Now, Pay Later, expense management, on-demand delivery, and neobanks.
Non-Block customers are growing at twice the rate of Block, which now represents 41% of net revenue.
Six of the top 10 customers by gross profit are growing over 50% in volume.
International growth, especially in Europe, has been significant, with 100% annual growth between 2022 and 2025.
Leadership and organizational changes
Full leadership team now in place, including recent hires in product, people, and technology roles.
CEO previously served as CFO and has built out the executive team.
Current planning is focused on 2027 and beyond.
Financial guidance and structural trends
2026 gross profit growth guided at 11-12%, with major impacts from contract renewals and Cash App pricing changes.
Two large contract renewals and Cash App pricing step-down account for 7-8 percentage points of growth impact.
Excluding these, underlying growth would be in the mid to high teens.
Gross profit take rate affected by lower-margin European processing and enterprise deals, but overall gross profit dollars are prioritized.
- Shareholders vote on three director seats, KPMG ratification and advisory executive pay approval.MQ
Proxy Filing - Multinational expansion, larger enterprise deals, and product innovation are fueling growth.MQ
Goldman Sachs Communacopia + Technology Conference 2026 - Q2 2026 saw 32% TPV growth, 17% revenue gains, and $8M net income with strong outlook.MQ
Q2 2026 - All five proposals, including director elections and a reverse stock split, were approved.MQ
AGM 2026 - Q1 growth, multinational expansion, and product innovation drive strong momentum.MQ
J.P. Morgan 54th Annual Global Technology, Media and Communications Conference - Q1 2026 saw 19% revenue growth, 33% TPV growth, and first GAAP net income profitability.MQ
Q1 2026 - Key votes include director elections, auditor ratification, reverse split, and say-on-pay.MQ
Proxy filing - Board recommends all proxy proposals, including a reverse stock split and officer exculpation.MQ
Proxy filing - Q3 2024 delivered 30% TPV growth, 70% margin, positive EBITDA, and strong liquidity.MQ
Q3 2024
Next Marqeta earnings date
Next Marqeta earnings date
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