Mercantile Bank Investor Relations Material

Mercantile Bank Corporation operates as the bank holding company for Mercantile Bank of Michigan that provides commercial and retail banking services to small- to medium-sized businesses and individuals in the United States. The company offers loan products to businesses including secured lines of credit, inventory financing, accounts receivable/factoring, equipment purchasing and leasing, cash flow management, and asset based lending; consumer loans including home equity loans and refinancing, home improvement loans, personal loans (installment), automobile loans (new & used), boat loans, motorcycle loans, recreational vehicle loans, and small business financing; CDs (both traditional and Roth); credit cards; deposit products; debit cards; trust services; small business administration (SBA) lending programs through its subsidiary OmniBank; money transmission services; education lending products; corporate trust banking services under agency law; treasury management services; cash management solutions comprising lock box services, remote deposit capture/deposit anticipation check services and automated clearinghouse transfers/disbursements; gift cards and ATM card loading facilities. The company serves corporations and businesses primarily in Oakland County and Wayne County of Michigan. It also offers a range of deposit products to individuals such as checking accounts and savings accounts.