MFA Financial Investor Relations Material

MFA Financial, Inc. operates as a real estate investment trust that invests in mortgage-backed securities (MBS) which are either backed by residential or commercial real estate loans (collectively Agency RMBS). The Company may invest in Agency MBS issued and guaranteed by Government Sponsored Enterprises, such as the Federal National Mortgage Association (FNMA) and the Federal Home Loan Mortgage Corporation (FHLMC). The Company also invests in residential mortgage loans and commercial mortgage loans (collectively Mortgage Loans), and non-agency residential mortgage-backed securities (Non-Agency RMBS). MFA Financial, Inc. is based in New York City.